Payment by facial biometrics with VisionLabs face recognition

The solution is especially in demand in transportation and retail, where it helps to reduce the time, when passengers pass through turnstiles, by eliminating the need to search for a card or phone. It also facilitates the development of alternative payment methods, which increases convenience for users. In retail, self-service checkouts offer card and smartphone payments, but a card can be forgotten and a phone run out of battery at the most inopportune moment. This emphasizes the importance of accessible and reliable payment options without the need to use physical means of payment. VisionLabs offers an alternative and more convenient payment method that allows you to make purchases without cash, cards or phone, thereby improving the user experience. With facial biometrics payment, the customer only needs to look into the camera. The system automatically identifies the shopper among bank customers and debits the account. Face Pay recognizes the person even if the face is partially covered. VisionLabs does a lot of work on the formation of datasets on which neural networks are trained. Therefore, the company's technologies are resistant to external factors and do not lose recognition accuracy in the presence of glasses, medical masks and headgear. In addition, the use of computer vision increases the security of the payment process. A biometric identifier can’t be lost or forgotten, which means that the possibility of its use by third parties is excluded. To protect against spoofing attacks, Liveness algorithms from VisionLabs help, which solve the problem of verifying a live person and counteract non-software attacks in the form of masks, images or videos on the phone. For example, a similar facial biometric payment service with VisionLabs technologies has already been launched in Moscow at all subway and Moscow Central Circle (MCC) stations, regular river transportation, Aeroexpress and four Moscow Central Diameters (MCDs) stations. It's the first city in the world which has implemented facial recognition fare payment technology on such a scale. Users need to link their photo, a bank card with fare funds and a «Troika» card to the service via the Moscow Metro app. The information is securely encrypted - the system works with biometric keys rather than facial images or other personal data. In order to use the service, a passenger must find a special turnstile with a black sticker «Payment by biometrics». Then during the passage look into the camera on the turnstile, the fare will be deducted automatically. The procedure is the same as using a bank card.